Posts
EXISTING-HOME SALES RISE ON IMPROVED AFFORDABILITY
Existing-home sales increased last month as buyers responded to improved housing affordability conditions, according to the National Association of REALTORS®. (Walter Molony, October 24, 2008, NAR) More Information.
Great time to buy Queen Creek homes. Contact your Queen Creek Specialist!
Thursday, October 30, 2008
Scotland - The Facts
Courtesy of your Queen Creek Real Estate Specialist.
From Washington Post article:
Attraction - Historic House/Palace,
The Palace of Holyroodhouse, the official residence in Scotland of Her Majesty The Queen, stands at the end of Edinburgh's Royal Mile against the spectacular backdrop of Arthur's Seat.
More information
Bookings & enquiries: +44 (0)131 556 5100
Edinburgh Castle
This famous castle dominates Edinburgh and gives stunning views of the city and countryside. St Margaret's Chapel, Mons Meg siege cannon, the Great Hall, the magnificently restored Laich Hall and the Scottish National War Memorial are here with the 'Honours of the Kingdom' exhibition tracing the history of Scotland's Crown Jewels. Vaults where foreign prisoners-of-war were held in the wars of the 18th and 19thC are on show
Attraction - Castle/Fort, Edinburgh
Dominating Scotland's capital, parts of this famous castle date from the Norman period. Mons Meg, the enormous 500 year old siege cannon, is located here.
From Washington Post article:
Attraction - Historic House/Palace,
The Palace of Holyroodhouse, the official residence in Scotland of Her Majesty The Queen, stands at the end of Edinburgh's Royal Mile against the spectacular backdrop of Arthur's Seat.
More information
Bookings & enquiries: +44 (0)131 556 5100
Edinburgh Castle
This famous castle dominates Edinburgh and gives stunning views of the city and countryside. St Margaret's Chapel, Mons Meg siege cannon, the Great Hall, the magnificently restored Laich Hall and the Scottish National War Memorial are here with the 'Honours of the Kingdom' exhibition tracing the history of Scotland's Crown Jewels. Vaults where foreign prisoners-of-war were held in the wars of the 18th and 19thC are on show
Attraction - Castle/Fort, Edinburgh
Dominating Scotland's capital, parts of this famous castle date from the Norman period. Mons Meg, the enormous 500 year old siege cannon, is located here.
Credit Scores
If you are interested in Queen Creek Real Estate, please read this article and contact your Queen Creek Real Estate Specialist:
RISMEDIA, -It is a three-digit score that can shape your financial future, whether you plan to buy a new car or qualify for a reasonable mortgage loan to buy the home of your dreams. Your credit score is a determining factor in whether you obtain financing and at what cost, and there's never been a better time to clean up your credit history and boost your score.
The first step in improving your credit score is to know where you stand. Your credit records have been reduced to a three-digit score commonly known as a FICO, or Fair Isaac & Co., score. Each of the three major credit bureaus (TransUnion, Experian and Equifax) have assigned a score that shows how likely you are to pay back a loan on time - the higher the score, the lower your presumed risk of default. By law, you may obtain one free report annually from each bureau online at www.AnnualCreditReport.com. By accessing your credit information one agency at a time, you can get a free credit report three times a year.
Once you know your FICO score, you can work toward improving it. But improving your credit score can require time and commitment. Here are some valuable tips to get you started:
- Pay your bills on time. Your payment history, including late payments and foreclosures, can count for one-third of your credit score. Accounts more than 60 days past due will be indicated on your credit report.
- Check your credit report for errors. Removing errors, especially those negatively reflecting late payments or unpaid credit, is one of the easiest ways to improve a credit score.
- Reduce your balances. One-third of your FICO score depends on the total amount of balances you owe versus your total credit limit. Try to keep your balances less than 80% of your credit limit to maximize your score benefit.
- Keep older credit lines open. Having a long history of active accounts indicated to lenders that you are a good credit risk. It also accounts for 10% of your credit score.
- Use credit - but use it responsibly. This includes having credit cards and installment loans with timely payments. Accounting for 15% of your score, a balanced account including a mortgage payment can help homeowners boost their score.
- Avoid new credit. Opening new credit will lower your average account age. In addition, the number of new applications counts for 10% of your score. Under the Fair Credit Reporting Act, you may limit "prescreened" offers by removing your name from nationwide lists.
- Check regularly for identity theft. Agencies may only provide your information to those with a valid need, such as a creditor or insurer.
http://rismedia.com/wp/2008-09-15/tips-for-helping-your-clients-boost-credit-scores-strengthen-financial-footing.
RISMEDIA, -It is a three-digit score that can shape your financial future, whether you plan to buy a new car or qualify for a reasonable mortgage loan to buy the home of your dreams. Your credit score is a determining factor in whether you obtain financing and at what cost, and there's never been a better time to clean up your credit history and boost your score.
The first step in improving your credit score is to know where you stand. Your credit records have been reduced to a three-digit score commonly known as a FICO, or Fair Isaac & Co., score. Each of the three major credit bureaus (TransUnion, Experian and Equifax) have assigned a score that shows how likely you are to pay back a loan on time - the higher the score, the lower your presumed risk of default. By law, you may obtain one free report annually from each bureau online at www.AnnualCreditReport.com. By accessing your credit information one agency at a time, you can get a free credit report three times a year.
Once you know your FICO score, you can work toward improving it. But improving your credit score can require time and commitment. Here are some valuable tips to get you started:
- Pay your bills on time. Your payment history, including late payments and foreclosures, can count for one-third of your credit score. Accounts more than 60 days past due will be indicated on your credit report.
- Check your credit report for errors. Removing errors, especially those negatively reflecting late payments or unpaid credit, is one of the easiest ways to improve a credit score.
- Reduce your balances. One-third of your FICO score depends on the total amount of balances you owe versus your total credit limit. Try to keep your balances less than 80% of your credit limit to maximize your score benefit.
- Keep older credit lines open. Having a long history of active accounts indicated to lenders that you are a good credit risk. It also accounts for 10% of your credit score.
- Use credit - but use it responsibly. This includes having credit cards and installment loans with timely payments. Accounting for 15% of your score, a balanced account including a mortgage payment can help homeowners boost their score.
- Avoid new credit. Opening new credit will lower your average account age. In addition, the number of new applications counts for 10% of your score. Under the Fair Credit Reporting Act, you may limit "prescreened" offers by removing your name from nationwide lists.
- Check regularly for identity theft. Agencies may only provide your information to those with a valid need, such as a creditor or insurer.
http://rismedia.com/wp/2008-09-15/tips-for-helping-your-clients-boost-credit-scores-strengthen-financial-footing.
Wednesday, October 29, 2008
Queen Creek Real Estate
Statistics for 10/27/08
$ 165,900 Low
$ 242,155 Median
$ 2,600,000 High
$ 44,500 Least
1700 total inventory
Average Days on Market 102
Asking Price per Square Foot $ 75
Absorbed This Week* 448
Percent of Properties with Price Decrease 37 %
Percent Relisted (reset DOM) 8 %
Percent Flip (price increased) 4 %
calculates the Market Action Index which measures available supply
$ 165,900 Low
$ 242,155 Median
$ 2,600,000 High
$ 44,500 Least
1700 total inventory
Average Days on Market 102
Asking Price per Square Foot $ 75
Absorbed This Week* 448
Percent of Properties with Price Decrease 37 %
Percent Relisted (reset DOM) 8 %
Percent Flip (price increased) 4 %
calculates the Market Action Index which measures available supply
San Tan Heights Home
Home on 32535 N Hidden Canyon is now in AWC status (excepting backup offer only). If you want other San Tan Heights properties give us a call.
Thursday, October 23, 2008
Augusta Ranch Home
Well-designed Beazer single level home in prestigious August Ranch Golf Community. This split floor plan features 5 spacious bedrooms with upgrades that include 16-inch neutral tile in all the right places, new 2-tone paint throughout, media niche in family room, water softener and RO System, window coverings, custom ceiling fans, mirrored closet doors, raised vanities, dual sinks, garden tub with separate shower in master, bedroom 5 has ¾ handicap bath, 4-ft extended garage with side door, 10-ft RV gate and extended walkway, ceiling fans, 3-car Garage and Pebble Tech pool and nice rear yard landscaping. Contact us for more information.
Wednesday, October 22, 2008
San Tan Heights Home
GORGEOUS FORMER SAN TAN HEIGHTS MODEL HOME - 5-STAR ENERGY EFFICIENT HACIENDA (2x6 const) HOME YOU HAVE BEEN WAITING TO COME ON THE MARKET! Beautifully landscaped with pool & waterfall. Loads of features include, ceramic tile, 2-tone paint, 2-inch faux wood blinds T/O, Surround sound T/O, soft water loop, alarm system, media niche, 3-car garage, expoxy garage floor, upgraded kitchen appliances, full splash granite kitchen counters, upgraded cabinets, breakfast bar, custom ceiling fans, jetted garden tub w/sep shower enclosure, dual bath sinks, and much more. Enjoy the mountain views and spectacular sunsets from the front or MBR deck which backs to an open area! Also, there is a park in front of home!!!
Subscribe to:
Posts (Atom)